Free prescriptions: How to save £340 on NHS drugs if you don’t qualify for benefits | Personal finance | Finance

An NHS Prescription Prepayment Certificate (PPC) is available to purchase for people who pay for more than one prescription per month. Currently the prescription fee in England is £9.35 per item if a person is not entitled to a free prescription. This means that people will face significant costs if they need multiple prescriptions each month.

In Scotland and Wales, people can claim their medicines for free, regardless of age.

Currently, a PPC costs an individual £30.25 for a three month period or £108.10 for 12 months.

If a person needs two prescription drugs each month, a three-month CPD can save them around £25, while the 12-month CPD would save them around £116 for the year.

If a person needs four prescriptions a month, with the 12 month PPC they could save over £340 a year.

READ MORE: 30 things people with DWP benefits can get for free in August

Brits can buy a PCC from the NHS Business Services Authority website or from a registered pharmacy.

People can either pay the PCC in full or spread the costs over 10 or 12 monthly installments by direct debit.

The phrase ‘season pass’ was coined by money-saving expert Martin Lewis who earlier this year urged people to use the scheme as more than a million people were ‘missing’ the savings that could be done.

Free NHS prescriptions are available for specific groups of people in England.


People who have a War Pension Exemption Certificate may also not have to pay for their medication.

A person, or their partner, who receives Income Support, Income-Based Jobseeker’s Allowance, Income-Related Employment and Support Allowance or Pension Credit Guarantee Credit may also receive free prescriptions.

Britons under 20, who depend on someone on one of these benefits, can also get free prescriptions.

Britons can check if they can get free prescriptions or help with NHS costs by using the eligibility checker on the NHS website.

Low-income people can receive financial help through the NHS Low Income Support Scheme.

If eligible, a person will receive an HC2 certificate which will give free prescriptions, free NHS dental care and free NHS eye tests.

It will also provide help with the cost of glasses or contact lenses, help with traveling to receive NHS treatment and free NHS wigs and cloth support.

To apply for an HC2 certificate, people must complete the HC1 form, which is available from Jobcentre Plus offices or most NHS hospitals.

In May, the government announced it would freeze NHS prescription fees to help people access medicines during the cost of living crisis.

The charge generally increases with inflation and is announced in April.

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